Sustainability information

Art. 3 TVO
When selecting insurance companies and insurance products, we take into account the information provided by the insurers/product providers. If applicable, we do not offer insurers that recognizably do not include a strategy for incorporating sustainability risks in their investment decisions.
Within the scope of the individual advice provided in the client’s interest, we will, upon request, separately explain if the consideration of sustainability risks in the investment decision means a recognisable advantage or disadvantage for the individual client. The respective insurer informs about the respective consideration of sustainability risks in investment decisions with its pre-contractual information. If the client has any questions, he/she is welcome to contact me / us in advance of a possible conclusion.

Art. 4 TVO
Within the scope of the consultation, the most important adverse effects of investment decisions on sustainability factors of the financial market participants (insurers) are currently taken into account to a limited extent. Where applicable, the consideration is based on the information provided by the insurance companies. The insurance company, not the intermediary, is responsible for its accuracy. Due to the currently limited information provided by the insurers, these aspects are currently not taken into account in the advice as standard. They can be taken into account at the special request of the client on the basis of the data currently available. With a broader market offer in the future, they will be taken into account as standard.

Art. 5 TVO
The remuneration for the brokerage of insurance policies is currently not oriented towards the sustainability risks associated with the investments of these. This means in particular that the remuneration level of the product is currently not influenced positively or negatively by the sustainability risks of the investment.

Art. 6 TVO
When advising on insurance investment products, Riester and basic pensions or occupational pension schemes, sustainability risks are included by using the pre-contractual information provided by the insurers.
In the case of a possible dutiful assessment of a comparable or better return of the product that takes sustainability risks into account, we are happy to recommend this..

Information on Sustainability:
Sustainability information